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How Will Retirement Planning Affect Healthcare Costs?

I just read another article about planning for healthcare cost in retirement. The article claimed that a retiree could spend up to $250,000 on medical expenses in retirement. If you’re married, this could be a cost of $500,000 in your retirement years and take a...

How Does High Inflation Impact My Retirement Planning Strategy?

If you’re planning to retire soon then you remember growing up with the inflation of the 1970s. In 1970 the inflation rate was 5.5% and continued to climb until it peaked in 1980 at 14%. We are seeing the return of inflation - How will that effect your hopes for...

Retirement Planning – The Number 1 Export In America

What is the number one export in our country and how does it impact retirement planning in 2022?  I would say it is money in the form of US Treasury bills.  The US 10 year Treasury bond is the most widely distributed...

How To Care For Beloved Fido During Retirement Planning?

Have you been through an airport lately?  It feels like your local park with the amount of dogs traveling these days.  People have always loved their pets, and for those clients without children, the pets are an important part of the family.  What happens if you pass...

How About Some Love

Have you seen the guy on TV that starts with “I Hate Annuities!” (The same guy who wants at least $500,000 of your money with a 1.25% fee win or loss every year) What’s to hate about annuities?  In this group of post I will take you into great detail about annuities. ...

Page 8 Paragraph 2B Sub IV

Annuities are too complicated!  Hey life is complicated.  Did you ever sit at a car dealership and look at the paperwork and say to yourself, “I don’t want a car the paperwork is too complicated!”  You prefer driving and not walking so you signed all of the documents...

I Like It Spicy

I remember the first time my server gave me wasabi for my egg roll.  That green paste looked so mild until it hit my palate. Ouchy Momma! (Actual words have been modified)  It was the hottest spice I had ever tried at the time.  But I like spicy. Maybe you do, maybe...

Coffee Or Tea?

It was simple growing up.  Coffee was coffee and tea was tea. Now, you get dozens of choices in either beverage. In the annuity world there are primarily two genres, Fixed and Variable.  Like beverages, there are dozens of choices in the two categories, so we need to...

ABCD

Medicare has parts. Each part has a piece of your overall retirement health insurance plan.  It’s amazing to think that Medicare has been around for over 50 years. You might be surprise by how much coverage and features you will have with Medicare.  In the next few...

Buried In Paper

I walked into a client’s home and on his table was a foot high stack of reports.  I asked him, “What are you studying?” He said, “It’s all of the companies that want to me to buy Medicare supplements.”  Get ready, because the closer you get to age 65 the more you will...

I Like It Spicy

I remember the first time my server gave me wasabi for my egg roll.  That green paste looked so mild until it hit my palate. Ouchy Momma! (Actual words have been modified)  It was the hottest spice I had ever tried at the time.  But I like spicy. Maybe you do, maybe...

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Coffee Or Tea?

It was simple growing up.  Coffee was coffee and tea was tea. Now, you get dozens of choices in either beverage. In the annuity world there are primarily two genres, Fixed and Variable.  Like beverages, there are dozens of choices in the two categories, so we need to...

read more

ABCD

Medicare has parts. Each part has a piece of your overall retirement health insurance plan.  It’s amazing to think that Medicare has been around for over 50 years. You might be surprise by how much coverage and features you will have with Medicare.  In the next few...

read more

Buried In Paper

I walked into a client’s home and on his table was a foot high stack of reports.  I asked him, “What are you studying?” He said, “It’s all of the companies that want to me to buy Medicare supplements.”  Get ready, because the closer you get to age 65 the more you will...

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Do I Feel Lucky?

If you like to golf then you Do Not want to play with my 2 sons and I.  We are going to bet that you can not make that 10 foot putt. In fact we will give you 5 to 1 odds.  I like to gamble with my boys, but not with my clients.  In fact, I have Never had a client lose...

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Is It Time?

“Anticipation anticipation Is makin’ me late It’s keeping me waitin'” (Yes that’s Carly Simon and I hope the song is stuck in your head now.)  Retirement is getting closer, but when do you finally put the date on the calendar?  Go to my post on TME (Total Monthly...

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