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ABCD

Medicare has parts. Each part has a piece of your overall retirement health insurance plan.  It’s amazing to think that Medicare has been around for over 50 years. You might be surprise by how much coverage and features you will have with Medicare.  In the next few...

Buried In Paper

I walked into a client’s home and on his table was a foot high stack of reports.  I asked him, “What are you studying?” He said, “It’s all of the companies that want to me to buy Medicare supplements.”  Get ready, because the closer you get to age 65 the more you will...

Do I Feel Lucky?

If you like to golf then you Do Not want to play with my 2 sons and I.  We are going to bet that you can not make that 10 foot putt. In fact we will give you 5 to 1 odds.  I like to gamble with my boys, but not with my clients.  In fact, I have Never had a client lose...

Is It Time?

“Anticipation anticipation Is makin’ me late It’s keeping me waitin’” (Yes that’s Carly Simon and I hope the song is stuck in your head now.)  Retirement is getting closer, but when do you finally put the date on the calendar?  Go to my post on TME (Total...

I Like Guarantees Part 2

I can not watch scary movies.  They just haunt me for days after, so I am done watching them.  There is a scary real life movie unfolding today, but we can’t turn the channel on this one.  The title – “Pension Armageddon.” At least once a month I read an article on...

I Like Guarantees Part 1

Don’t believe the media hype.  Social Security will be a source of guaranteed income for the rest of your life. But when do you start taking it?  Everyone has a different need and different timing.  It looks like the longer you wait the higher the monthly income and...