In the spring of 2006 the Nulph family was led to start an independent church.  But how would they pay the bills and provide for their two sons?  Rich Nulph, the founder, had been a full time United Methodist pastor for ten years.  Who would hire a pastor knowing that they had a full time commitment to a small church?  The solution was to start a small business at the same time.  Rich had a background in finance and sales management before the ministry and looked for an opportunity to use those skills in pursuit of a business that could work around the ministry.

Before it was Safety First Retirement, the journey began as The Nulph Group. Over the first eight years as a sole proprietor it became obvious that families needed more than investment advice.  The Nulph Group began to work with area attorneys to provide estate planning documents.  Wills, trust, power of attorney and healthcare directives were needed as people began to transition from working to retirement.  Understanding Medicare and the right healthcare solutions became a priority.  The world of taxes can be overwhelming and having help in that area was critical.